J. T. Jain And Associates || The N I Act 138

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J T Jain & Associates and his team believe that clients success determines our own. So we ensure both by collaborating to achieve their goals.

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The N I Act 138

Cheque dishonour is not just a financial inconvenience-it is a "punishable criminal offence" under "Section 138 of the Negotiable Instruments Act, 1881". At "J. T. Jain & Associates", we offer strategic legal solutions for both "filing and defending" cheque bounce cases, ensuring timely recovery and compliance with procedural mandates.

What is Section 138 of the N I Act?

Section 138 deals with the "dishonour of a cheque" due to "insufficient funds", "account closure", or "exceeding arrangement limits". If a cheque is returned unpaid, the drawer (issuer) can be "prosecuted criminally", leading to penalties including "imprisonment up to 2 years", "fine up to twice the cheque amount", or both.

Our Cheque Bounce Legal Services Include:

Legal Notice Drafting & Issuance :- We prepare and serve Section 138 legal notices within the statutory 30-day period after dishonour.
Filing of Complaint Cases in Court :- Assistance in drafting and filing complaints before Magistrate courts within the 30-days limitation after the notice period expires.
Defence in False or Misused 138 Proceedings :- Strong representation for those wrongfully implicated or where the cheque was issued as security or under dispute.
Loan Recovery via Cheque Bounce Cases :- We pursue cheque bounce as a tool for debt recovery, especially in business transactions, rent matters, and loan defaults.
Settlement & Compoundable Proceedings :- Guidance on amicable settlements, compounding the offence, and protecting reputation during litigation.

WHY CHOOSE US

J. T. Jain & Associates?

With years of focused experience in "Negotiable Instruments Act litigation", we ensure compliance with all "time-bound procedures", from legal notice to trial, and secure favorable outcomes-whether you’re enforcing payment or defending a case.

We appear before.

Magistrate Courts across Gujarat
Sessions Courts for appeals/revisions
High Court for quashing under Section 482 CrPC this
Supreme Court for Special Leave Petitions (SLPs)